Ontario CMA Points: How Location Costs You 10 Points

Strategic location choice can make or break your Ontario entrepreneur visa

On This Page You Will Find:

  • Which Ontario cities kill your entrepreneur visa chances completely
  • The secret 10-point advantage most applicants miss
  • Complete breakdown of all Ontario Census Metropolitan Areas
  • Why Toronto's 6 million population works against you
  • Exact EOI point calculations for every Ontario region

Summary:

Roland from Gabon discovered something shocking about his Ontario entrepreneur visa application: choosing the wrong city could cost him 10 crucial points. With the Ontario Immigrant Nominee Program suspended since December 2023, understanding these location-based points becomes even more critical for future applications. This comprehensive guide reveals how Census Metropolitan Areas (CMAs) affect your Expression of Interest score, why smaller cities give you a massive advantage, and which specific locations in Ontario maximize your immigration chances. You'll discover the complete list of Category A, B, and C destinations and learn exactly how much each choice impacts your 200-point total.


🔑 Key Takeaways:

  • Choosing non-CMA locations (under 100,000 population) gives you 10 bonus points
  • Toronto and 8 other major CMAs award zero points, hurting your chances
  • Mid-sized cities like Kingston and Sudbury offer a 5-point advantage
  • Location points represent 5% of your total 200-point EOI score
  • The OINP Entrepreneur Stream remains suspended as of December 2023

Picture this: You've spent months preparing your Ontario entrepreneur visa application, only to discover that your dream destination of Toronto just cost you 10 valuable points. This isn't hypothetical – it's exactly what happened to Roland, a successful merchant from Gabon who nearly made this costly mistake.

The Ontario Immigrant Nominee Program's Entrepreneur Stream (OINP-ES) has been suspended since December 4, 2023, but understanding these location-based scoring rules remains crucial for when the program reopens. Every point matters in immigration, and your choice of business location can make or break your application.

Here's what most applicants don't realize: Ontario's point system heavily favors smaller communities over major urban centers. While everyone wants to live in Toronto or Ottawa, these choices could be sabotaging your immigration dreams.

Understanding Ontario's Immigration Landscape

Ontario dominates Canada's economy and population. With 38% of all Canadians calling this province home, it's no wonder entrepreneurs flock here. The province generates 40% of Canada's GDP, making it an attractive destination for business investment.

But here's the catch: Ontario wants to spread economic development beyond its major cities. That's why they created a points system that rewards entrepreneurs who choose smaller communities for their businesses.

What Exactly Is a Census Metropolitan Area?

Statistics Canada defines a Census Metropolitan Area (CMA) as any region with more than 100,000 people. Think of it as a core city plus its surrounding municipalities that function as one economic unit.

Take Chatham-Kent in southwestern Ontario. The main city of Chatham has about 45,000 people, but when you add surrounding areas like Wallaceburg, Blenheim, and Tilbury, the total reaches 102,000. That makes it a CMA.

Compare this to Northumberland County in southern Ontario. Despite having seven municipalities, their combined population sits under 90,000. Not a CMA.

This distinction matters more than you might think.

The Point System That Changes Everything

When you submit your Expression of Interest (EOI) for the Ontario Entrepreneur Stream, location determines a significant chunk of your score. Here's the breakdown:

Category A (Zero Points):

  • Toronto CMA (6 million people)
  • Any CMA with more than 175,000 people

Category B (5 Points):

  • CMAs with 100,000 to 175,000 people

Category C (10 Points):

  • Non-CMA locations (under 100,000 people)

With a maximum EOI score of 200 points, that 10-point difference represents 5% of your total potential score. In competitive immigration programs, that margin often determines success or failure.

Toronto: The Beautiful Trap

The Greater Toronto Area (GTA) houses nearly 6 million people – one-sixth of Canada's entire population. It's Canada's economic powerhouse, offering unmatched business opportunities and cultural diversity.

But for entrepreneur visa applicants, Toronto represents the worst possible choice for points. Not only do you receive zero location points, but you'll also lose points in other categories due to higher investment requirements and increased competition.

The Toronto CMA includes these cities (all worth zero points):

Core Toronto Area:

  • Toronto
  • Mississauga
  • Brampton
  • Markham
  • Vaughan
  • Richmond Hill

Extended GTA:

  • Aurora
  • Ajax
  • Halton Hills
  • Oakville
  • Whitchurch-Stouffville
  • Bradford West Gwillimbury
  • New Tecumseth
  • Georgina
  • Orangeville

If your business plan targets any of these locations, you're starting with a significant disadvantage.

Category A: The Zero-Point Zones

Nine Ontario CMAs fall into Category A, meaning zero location points for your EOI:

  1. Toronto (GTA) - 5,928,040 people
  2. Ottawa-Gatineau - 1,323,783 people (Ottawa portion only)
  3. Hamilton - 747,545 people
  4. Kitchener-Cambridge-Waterloo - 523,894 people
  5. London - 494,069 people
  6. St. Catharines-Niagara - 406,074 people
  7. Oshawa - 379,848 people
  8. Windsor - 329,144 people
  9. Barrie - 197,059 people

These cities offer excellent business opportunities and quality of life, but they'll hurt your immigration chances. The trade-off might be worth it if you have exceptional qualifications in other areas, but most applicants need every point they can get.

Category B: The Sweet Spot

Eight Ontario CMAs offer 5 bonus points – a middle ground between major urban centers and small towns:

  1. Greater Sudbury - 164,689 people
  2. Kingston - 161,175 people
  3. Guelph - 151,984 people
  4. Brantford - 134,203 people
  5. Peterborough - 121,721 people
  6. Thunder Bay - 121,621 people
  7. Belleville - 103,472 people
  8. Chatham-Kent - 102,042 people

These cities provide an excellent compromise. You get meaningful bonus points while still accessing decent infrastructure, services, and business opportunities. Kingston, for example, sits between Toronto and Ottawa, offering strategic location advantages with university partnerships and government connections.

Category C: Maximum Points Territory

Any Ontario location with fewer than 100,000 people awards the full 10 bonus points. This includes hundreds of smaller cities, towns, and rural areas across the province.

Examples include:

  • Sarnia (71,594 people)
  • North Bay (51,553 people)
  • Cornwall (46,589 people)
  • Timmins (41,788 people)
  • Stratford (31,465 people)

The challenge? Ensuring your business model works in a smaller market. You'll need to demonstrate how your venture will succeed with a limited local customer base, though e-commerce and service businesses often thrive regardless of location.

Strategic Considerations Beyond Points

While maximizing EOI points is crucial, don't choose your location based solely on the point system. Consider these factors:

Business Viability: Can your business model succeed in your chosen location? A tech startup might struggle in a rural area without reliable internet infrastructure.

Supply Chain Access: How easily can you access suppliers, distributors, and business partners?

Talent Pool: Will you find qualified employees in smaller communities?

Personal Factors: Consider your family's needs for schools, healthcare, and cultural amenities.

Growth Potential: Can you expand your business from this location, or will you be limited by the local market?

The Bigger Picture: Why Ontario Wants This

Ontario's point system reflects a broader Canadian immigration strategy: encouraging settlement outside major urban centers. Cities like Toronto and Vancouver face housing affordability crises and infrastructure strain. Meanwhile, smaller communities struggle with aging populations and economic decline.

By incentivizing entrepreneur settlement in smaller areas, Ontario hopes to:

  • Revitalize struggling communities
  • Reduce pressure on overcrowded cities
  • Distribute economic benefits more evenly
  • Create jobs in underserved regions

Your business investment could be exactly what a smaller community needs to thrive.

When the Program Reopens

The OINP Entrepreneur Stream suspension since December 2023 has left many applicants in limbo. However, Ontario has historically reopened immigration programs with similar or updated criteria.

When applications resume, expect:

  • Continued emphasis on smaller communities
  • Potentially higher investment thresholds
  • Updated population figures from recent census data
  • Possible new point categories or requirements

Stay informed through official Ontario immigration channels and qualified immigration consultants.

Making Your Decision

If you're serious about maximizing your Ontario entrepreneur visa chances, consider this strategy:

  1. Research Category B and C locations that align with your business model
  2. Visit potential destinations to assess business viability and quality of life
  3. Connect with local economic development offices for support and incentives
  4. Network with existing businesses in your target communities
  5. Prepare flexible business plans that can adapt to smaller markets

Remember, immigration is just the beginning. Your long-term success depends on choosing a location where both you and your business can thrive.

The 10-point difference between Toronto and a small Ontario town might seem minor, but in competitive immigration programs, every advantage counts. Don't let location choice sabotage your Canadian dreams – choose strategically, and those bonus points could be exactly what tips the scales in your favor.


FAQ

Q: What exactly are CMA points and how do they affect my Ontario entrepreneur visa application?

CMA points are location-based scores in Ontario's Entrepreneur Stream that can add 0, 5, or 10 points to your Expression of Interest (EOI) total out of 200 possible points. Census Metropolitan Areas (CMAs) are regions with populations over 100,000 people as defined by Statistics Canada. The scoring works inversely to population size: major CMAs like Toronto (6 million people) give you zero points, mid-sized CMAs like Kingston (161,175 people) award 5 points, and non-CMA locations under 100,000 population grant the maximum 10 points. This 10-point swing represents 5% of your total possible score, which can be the difference between acceptance and rejection in competitive immigration rounds. The system incentivizes entrepreneurs to establish businesses in smaller communities that need economic development rather than overcrowded major cities.

Q: Which specific Ontario cities will cost me the most points, and why should I avoid them?

Nine major Ontario CMAs award zero location points and should be avoided if you want to maximize your EOI score. Toronto CMA is the biggest point-killer, including not just Toronto city but 15 surrounding municipalities like Mississauga, Brampton, Markham, and Vaughan with a combined 5.9 million people. Other zero-point zones include Ottawa-Gatineau (1.3M), Hamilton (748K), Kitchener-Cambridge-Waterloo (524K), London (494K), St. Catharines-Niagara (406K), Oshawa (380K), Windsor (329K), and Barrie (197K). While these cities offer excellent business opportunities and infrastructure, choosing any of them immediately puts you at a 10-point disadvantage compared to applicants selecting smaller communities. This trade-off might only make sense if you have exceptional qualifications in other EOI categories or your business absolutely requires a major urban market to succeed.

Q: What are the best Ontario locations that give me 5 or 10 bonus points while still offering good business opportunities?

For 5 bonus points, consider eight mid-sized CMAs that offer the perfect balance of points and opportunity: Greater Sudbury (165K people), Kingston (161K), Guelph (152K), Brantford (134K), Peterborough (122K), Thunder Bay (122K), Belleville (103K), and Chatham-Kent (102K). Kingston stands out as particularly strategic, located between Toronto and Ottawa with university partnerships and government connections. For maximum 10 points, target any location under 100,000 people like Sarnia (72K), North Bay (52K), Cornwall (47K), Timmins (42K), or Stratford (31K). These smaller communities often provide economic development incentives, lower operating costs, and less competition. The key is ensuring your business model works in smaller markets - service businesses, e-commerce, manufacturing, and specialized consulting often thrive regardless of local population size while still qualifying for maximum location points.

Q: How do I determine if my business idea will actually work in a smaller Ontario community for maximum points?

Success in smaller communities requires careful market analysis and business model adaptation. Start by researching local economic development offices who often provide free market data, business incentives, and networking opportunities. Analyze whether your business serves local customers (requiring sufficient population density) or external markets (location-independent). E-commerce, professional services, manufacturing, and technology businesses often work well in smaller areas due to lower overhead costs and digital reach. Visit your target communities to assess infrastructure like internet connectivity, transportation links, and supplier access. Connect with local chambers of commerce and existing businesses to understand market dynamics. Consider hybrid approaches - perhaps locating your head office in a 10-point community while maintaining sales operations in larger centers. Many successful entrepreneurs find that lower operating costs, government incentives, and reduced competition in smaller communities actually accelerate business growth compared to expensive, saturated major city markets.

Q: Since the Ontario Entrepreneur Stream is currently suspended, how should I prepare for when it reopens?

The OINP Entrepreneur Stream suspension since December 2023 provides valuable preparation time for strategic applicants. Use this period to research and visit potential locations, focusing on Category B (5-point) and Category C (10-point) communities that align with your business model. Develop relationships with local economic development offices, chambers of commerce, and potential business partners in your target areas. Prepare flexible business plans that demonstrate how your venture will succeed in smaller markets while contributing to local economic development. Stay updated through official Ontario immigration channels and qualified immigration consultants for reopening announcements. When the program resumes, expect similar location-based scoring but potentially updated population figures from recent census data and possibly higher investment thresholds. Having pre-established connections and market knowledge in high-point locations will give you a significant advantage over applicants scrambling to research communities after reopening. Consider this suspension period as an opportunity to build the foundation for a stronger, more strategic application.

Q: Can I change my business location after getting approved, or am I locked into my chosen CMA category?

Ontario's Entrepreneur Stream includes specific performance agreements that typically require you to maintain your business in the designated location for a minimum period, usually until you receive permanent residence and often for additional time afterward. The program is designed to ensure genuine economic benefit to the chosen community, not just point maximization. Attempting to relocate immediately after approval could jeopardize your immigration status and permanent residence application. However, legitimate business expansion or relocation due to unforeseen circumstances may be possible with proper documentation and approval from Ontario immigration authorities. Before committing to any location, thoroughly research whether you can realistically maintain operations there long-term. Consider factors like family integration, business sustainability, and growth potential. Some entrepreneurs successfully establish satellite offices or expand to multiple locations after meeting initial commitments. The key is demonstrating genuine commitment to your chosen community while building a business that can naturally evolve and grow within program requirements.

Q: How do location points compare in importance to other factors in my EOI score, and where should I focus my efforts?

Location points represent 5% of your total 200-point EOI score, making them significant but not the only factor determining success. Other major categories include business experience, education, language proficiency, and investment amount. A strategic approach balances location points with overall competitiveness - sometimes choosing a 5-point location with better business prospects outweighs a 10-point location with limited opportunities. Focus on maximizing points across all categories: improve language test scores, obtain credential recognition for education, document extensive business experience, and prepare realistic investment plans. However, location points offer one of the easiest ways to gain immediate advantage since they're fixed based on your choice rather than requiring skill development or additional credentials. Consider location points as your "insurance policy" - if you're borderline competitive in other areas, choosing a high-point location could provide the margin needed for selection. The most successful applicants combine maximum location points with strong qualifications in multiple other categories, creating comprehensive, competitive profiles.


Azadeh Haidari-Garmash

VisaVio Inc.
Read More About the Author

About the Author

Azadeh Haidari-Garmash is a Regulated Canadian Immigration Consultant (RCIC) registered with a number #R710392. She has assisted immigrants from around the world in realizing their dreams to live and prosper in Canada. Known for her quality-driven immigration services, she is wrapped with deep and broad Canadian immigration knowledge.

Being an immigrant herself and knowing what other immigrants can go through, she understands that immigration can solve rising labor shortages. As a result, Azadeh has over 10 years of experience in helping a large number of people immigrating to Canada. Whether you are a student, skilled worker, or entrepreneur, she can assist you with cruising the toughest segments of the immigration process seamlessly.

Through her extensive training and education, she has built the right foundation to succeed in the immigration area. With her consistent desire to help as many people as she can, she has successfully built and grown her Immigration Consulting company – VisaVio Inc. She plays a vital role in the organization to assure client satisfaction.

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